Many ‘toys’ to buy with limited budget

February 22, 2008 | By Juliana Heng In Managing your emotions, Money matters |

As usual, I always have many toys and other things that I desire but I have to follow a tight budget.  I can only use whatever funds that I have allocated to my ‘Play’ account each month.  About 10% of my monthly income goes into my ‘Play’ account for my expenditures on ‘fun things’.  It took a little more effort from me at the beginning, to start the habit of distributing all my income into different accounts for various purposes.

To be continued tomorrow…

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